Repayment calculatorWhat your loan costs each month — and what a little extra does to the finish line.Loan amount$600,000Interest rate5.94%Loan term30 yearsExtra each month$0Monthly repayment$3,574Total interest$686,709Illustrative estimate based on the figures you entered. Actual outcomes may vary — the assumptions behind it are at the bottom of this page.
Borrowing power estimatorAn indication only — every lender measures this differently.HouseholdOn my ownWith a partnerDependants0 dependantsIs that income before or after tax?Before taxAfter taxHousehold income before tax (yearly)$150,000Tax and the Medicare levy are deducted using the 2025-26 resident rates, leaving about $9,180 a month to assess with.Monthly living costs$4,200Car & personal loan repayments (monthly)$0Credit card balances$0Indicative borrowing power$685,000Illustrative estimate based on the figures you entered. Actual outcomes may vary — the assumptions behind it are at the bottom of this page.
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