Emanate Finance

MoneySMART Feed

Short reads that change what your mortgage costs you.

Videos, real client outcomes and Reserve Bank updates — each one with a way to check what it means for your own numbers.

Your Renovation Could Be the Key to a Better Mortgage!Video· Cash FlowYour Renovation Could Be the Key to a Better Mortgage!We're looking at whether we can improve your entire financial position.11 Nov 2026You Could Have $100K in Home Equity to Renovate!Video· Cash FlowYou Could Have $100K in Home Equity to Renovate!You might already have $100,000 available to renovate your home and not even realise it.9 Nov 2026Borrow $100K to Renovate and Lower Your Monthly Repayments?Video· DebtBorrow $100K to Renovate and Lower Your Monthly Repayments?How could you borrow MORE money, renovate your home, and potentially end up paying LESS each month?7 Nov 2026Renovating? Don't Make This $30,000 Finance Mistake!Video· Cash FlowRenovating? Don't Make This $30,000 Finance Mistake!That's why I always recommend sorting out your renovation finance BEFORE you start.6 Nov 2026I Invented a Time Machine to Pay Off My Mortgage!Video· PayoffI Invented a Time Machine to Pay Off My Mortgage!What if you didn't need a time machine to become mortgage-free sooner?6 Nov 2026Renovate Your Home and Get a Better Mortgage? Here's How!Video· Cash FlowRenovate Your Home and Get a Better Mortgage? Here's How!You could spend $50,000–$100,000 just changing houses!4 Nov 2026How Many Years Until Buying a Home Beats Renting?Article· Rent vs buyHow Many Years Until Buying a Home Beats Renting?Is renting really cheaper than buying? Let’s compare the two and see how long it may take for buying a home to come out ahead.3 Nov 2026RBA Increases Cash Rate Target to 4.85 Per CentRate & market update· Cash FlowRBA Increases Cash Rate Target to 4.85 Per CentThe Reserve Bank of Australia has increased the cash rate target by 25 basis points to 4.85 per cent.3 Nov 2026Love Your Location? Renovate Instead of Spending $80k MovingVideo· Cash FlowLove Your Location? Renovate Instead of Spending $80k MovingDepending on your property and circumstances, you could be spending $70,000–$100,000 just to change houses!2 Nov 2026Moving House Could Cost You $100,000! Renovate Instead?Video· BuyingMoving House Could Cost You $100,000! Renovate Instead?You could spend $100,000 moving house and have nothing to show for it.31 Oct 2026$70,000 Renovating Your Home vs $70,000 Moving HouseVideo· Buying$70,000 Renovating Your Home vs $70,000 Moving HouseThere's a big difference between spending $70,000 on your home and spending $70,000 just to move out of it!30 Oct 2026Thinking About a Pool? This Got Way Out of Hand!Video· Cash FlowThinking About a Pool? This Got Way Out of Hand!The goal is to enjoy your new pool without drowning in unnecessary repayments!30 Oct 2026Moving House Could Cost You $100,000! Renovate Instead?Video· BuyingMoving House Could Cost You $100,000! Renovate Instead?You could spend $100,000 moving house and have nothing to show for it!28 Oct 2026Why Spend $30,000 Renovating a House You're Selling?Video· BuyingWhy Spend $30,000 Renovating a House You're Selling?The real estate agent suggests spending $20,000–$30,000 getting your house ready for sale.26 Oct 2026Renovating? Don't Make This 30-Year Mortgage Mistake!Video· PayoffRenovating? Don't Make This 30-Year Mortgage Mistake!Resetting your mortgage back to 30 years to access renovation funds could cost tens of thousands.24 Oct 2026Should You Refinance to Renovate? There's a Smarter Way!Video· PayoffShould You Refinance to Renovate? There's a Smarter Way!It's what you do with the rest of your mortgage that could make the biggest difference!23 Oct 2026Putting in a Pool? Sometimes You've Got to Take the Plunge!Video· Cash FlowPutting in a Pool? Sometimes You've Got to Take the Plunge!You might even be able to install your dream pool without increasing your overall monthly repayments!23 Oct 2026Is rentvesting a good idea — or a bad one?Article· Rent vs buyIs rentvesting a good idea — or a bad one?Rentvesting can be a practical option for some buyers, but the costs and risks need to work in real life, not just on paper.21 Oct 2026How Much Does It Really Cost to Refinance for Renovations?Video· Cash FlowHow Much Does It Really Cost to Refinance for Renovations?You might be surprised at what refinancing could actually cost you — and potentially save you!21 Oct 2026Refinance to Renovate?Video· Cash FlowRefinance to Renovate?You might not need to refinance your mortgage to fund your home renovations.19 Oct 2026Renovation RefinanceVideo· DebtRenovation RefinanceYou don't have to start another 30-year mortgage just to access $100,000 for home renovations.17 Oct 2026Cashout for RenovationsVideo· DebtCashout for RenovationsYour mortgage could have just been reset back to 30 years!16 Oct 2026Refinancing for a Pool? Always Test the Waters FirstVideo· Cash FlowRefinancing for a Pool? Always Test the Waters FirstJust because you can borrow the money doesn't mean you should stretch it over another 30 years!16 Oct 2026What is rentvesting? Rent where you want, buy where you can affordArticle· Rent vs buyWhat is rentvesting? Rent where you want, buy where you can affordRentvesting means renting where you want to live while buying a property somewhere that better suits your budget.6 Oct 2026