MortgageSMART™Book a video call
General information only — illustrative modelling, not credit assistance or an offer of finance. Actual outcomes depend on your circumstances, lender policy, rates and fees.
Getting a good deal on your mortgage matters. Having a plan to actually get out of your mortgage is the part almost nobody talks about.
Pick a time that suits you, bring whatever questions you've been sitting on, and we'll give you a clear read on where you stand. Complimentary, and no obligation to go any further.
On the call
No sales script. We look at where you are, what's possible, and what it would take — then you decide whether any of it is worth doing.
Before the call
If you run the mortgage health check first, you'll arrive with your numbers already mapped — and we can spend the call on what to do about them instead of collecting figures.
Next step
Answer a few questions about your mortgage and we'll show your current path, an improved mortgage and the full strategy side by side.
Two minutes · no documents · no credit check
Client results
Names changed for privacy. The figures come from the files themselves and depend on individual circumstances, lender criteria and rates at the time.
Too many repayments
From struggling to meet the repayments on 10 different loan accounts, to being on track to own her home outright in as little as 7 years.
First home buyer
Told by his own bank he needed an unachievable 30% deposit. He bought with 10% — and the area doubled in value within a year.
Grab the time that suits you. If nothing on the calendar works, call or email and we'll sort something out.
Video, phone or email — whatever suits you.
Good to know
Usually around 30 to 45 minutes. If your situation is straightforward it can be shorter, and if there's a lot going on we'd rather take the time than rush it.
Nothing formal. It helps if you know roughly what you owe, what you're paying and what other repayments you have, but rough figures are completely fine for a first conversation.
No. The call is a conversation about your situation and your options in general terms. If nothing we discuss suits you, that's a perfectly good outcome.
Of course. Video, phone or email — whichever you prefer. Some people would rather not be on camera and that's completely fine.
No, the initial consultation is complimentary. Where a lender pays commission on a settled loan, that's disclosed to you in writing before you apply.
Our brokers live and work in Australia, just like you.
Video, phone and email — wherever you are, whenever suits.
Your private information stays private.
We keep reviewing your loan with the lender long after settlement.
What clients say
Read what Emanate Finance clients say in their own words on the Google profile.
Read the reviews on Google