Emanate Finance

Enquire online

Ready to find out what's actually possible?

General information only — illustrative modelling, not credit assistance or an offer of finance. Actual outcomes depend on your circumstances, lender policy, rates and fees.

This is the same information we'd collect on a call — just at your own pace, in your own lounge room, without anyone waiting on the other end of the phone.

It saves automatically as you go, so you can stop whenever you like and come back to it. Start with the short version and go further only if you want to.

  • Saves as you go — leave and come back any time
  • Short version first, detail only if you want to
  • Rough figures are fine to begin with
  • Nothing goes to a lender without your consent
  • No credit check as part of this enquiry
  • Your information stays private and secure

MortgageSMART™ fact find

Let's get your details down once.

A few short questions, one screen at a time. The first part takes about five minutes, it saves as you go, and you can pick it up again whenever you like.

  1. 1

    The basics

    Who you are and how to reach you

  2. 2

    Your goal

    What you're trying to achieve

  3. 3

    Your numbers

    Income, expenses, property and debts

  4. 4

    Your documents

    A checklist built from your answers

Emanate Finance collects this information to assess your finance options. We hold it securely and never sell it. Emanate Finance and its consultants are members of the MFAA/FBAA and the Australian Financial Complaints Authority (AFCA).

Disclaimer: Terms, conditions, fees and charges may apply. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Any information provided on this site is general in nature only and does not take your personal objectives, financial situation or needs into account.

Prefer to talk first?

Some things are easier said than typed

If your situation is unusual, or you'd rather ask a few questions before filling anything in, book a call instead. You can always come back to this.

Book a complimentary video call

A short conversation about where you're at and what your options look like. No obligation, no pressure.

Video, phone or email — whatever suits you.

Good to know

Questions about enquiring online

How long does the enquiry take?

The first few questions take a couple of minutes. The detailed sections take longer, and you can stop at any point — everything saves as you go and you can pick it up later.

Do I need documents ready?

Not to start. Rough figures are fine for the early questions. Payslips and statements only matter later, and there's an upload section for them when you get there.

What happens after I submit it?

One of our brokers reviews what you've entered and gets in touch to arrange a conversation. Nothing is submitted to a lender and no credit check happens without your consent.

Is this an application for finance?

No. This online enquiry does not constitute an offer of finance. All loan applications are subject to each lender's credit policies and approval criteria, and your full financial position needs to be considered before any offer or product is accepted.

Australian brokers

Our brokers live and work in Australia, just like you.

Available online

Video, phone and email — wherever you are, whenever suits.

Safe and secure

Your private information stays private.

Lifetime loan maintenance

We keep reviewing your loan with the lender long after settlement.

What clients say

148 Google reviews · rated 5.0
See our Google profile