Emanate Finance
MoneySMART Feed

Video· Debt· Payoff

No, You Do Not Have to Reset Your Mortgage

Published · 1 min read

Refinancing your home loan does not require you to reset your mortgage term back to the start.

No… we don't have to reset your mortgage!

#MortgageSMART #EmanateFinance #MortgageFree #DebtFree #Refinancing #MortgageTips #HomeLoanTips #FinancialFreedom #MoneyMindset #Cashflow #PropertyAustralia #PersonalFinanceAustralia

General information only. This video is not personalised financial advice. Your individual circumstances should be considered before making any financial decisions.

Your next step

See what this looks like on your loan

Pick the goal closest to yours and we'll take you through a few quick questions.

More from the feed

See everything
Maybe it's time to stop following the herd.Video· DebtMaybe it's time to stop following the herd.Multiple repayments on top of your mortgage can make your finances feel like a zoo.14 Aug 2026RBA Welcomes Melinda Cilento to Monetary Policy BoardRate & market update· Cash FlowRBA Welcomes Melinda Cilento to Monetary Policy BoardThe RBA has welcomed the Treasurer's appointment of Melinda Cilento to the Monetary Policy Board.14 Aug 2026Let's dig a little deeper into your depositVideo· BuyingLet's dig a little deeper into your depositYou could be closer to owning your own home with the Australian Government's 5% Deposit Scheme.13 Aug 2026Can't Afford Extra Repayments?Video· PayoffCan't Afford Extra Repayments?Small extra repayments made on your terms can save you tens or even hundreds of thousands of dollars.12 Aug 2026Meow-gage Mistake!Video· DebtMeow-gage Mistake!Sometimes a lower repayment can actually cost you more in the long run.11 Aug 2026RBA Keeps Cash Rate Target Unchanged at 4.35 Per CentRate & market update· Cash FlowRBA Keeps Cash Rate Target Unchanged at 4.35 Per CentThe Reserve Bank of Australia has left the cash rate target unchanged at 4.35 per cent.11 Aug 2026